Citizenship of the Kyrgyz Republic;

Age from 18 to 65 years old at the time of receiving the loan;

Also by decision of the committee.

Borrower (individual entrepreneur):

1.ID passport, ID passport of spouse(s)

2.Certificate of marriage conclusion/dissolution;

Certificate of sole proprietorship or valid patent;
Certificate of the State Tax Service on the absence of debts (if working on the basis of a sole proprietorship certificate);
Business contacts, contracts (if any) business documents

Borrower (legal entity):

1.Business Plan;
2.Signature and seal cards (notarized);
3.Copies of passports of the founders, general/executive director, chief accountant.
4.Copies of marriage/dissolution of marriage certificate, change of surname if available) of the founders;
5.Copies of the decision of the founders on the establishment of the organization;
6.Copy of the decision of the Client's authorized body on appointment of the executive body;
7.Decision of the relevant body of the Client on obtaining a loan, providing collateral and signing the necessary documents;
8.Copies of the Articles of Association, Memorandum of Association (if any), certificate of state registration (re-registration) of the organization - certified by the signature of the head and seal of the organization. If the Charter and the Memorandum of Association (if any) have been registered with the justice authorities, the documents must be notarized.
9.Copy of the License, if the type of activity is licensed;
10.Certificate of the tax service authority on absence of debts on obligatory payments to the budget (or reconciliation act);
11.Certificate from the Social Fund on absence of debts;
12.Official financial statements of the client (Balance Sheet, Profit and Loss Statement, Cash Flow Statement) for the last and penultimate reporting year (if available as of the date of analysis);
13.Document confirming the state registration of the taxpayer (TIN card), copy of the statistical card (if available);
14.Business contracts, agreements (if available);
15Certificate from the servicing bank on absence of loan indebtedness (if available).

Provision of collateral (real estate, land, residential houses, apartments):

Documents on real estate (technical. passport, documents of title, extract from the State Register that the property is not pledged).

Provision of collateral (movable property, cars)

1. ID passport, ID passport of spouse(s);

2. Certificate of conclusion/dissolution of marriage;

  3. Documents on the car (technical passport, certificate of non-arrest);

  4. Statement of spouse's consent to the conclusion of a pledge agreement (notarized)

○ via Pay24 terminals

○ via Odengi mobile application!

○ via Mbank mobile banking

○ via Elsom e-wallet

○ via Megapay mobile application

○ via mobile banking Ayil Bank

○ through Quickpay terminals

○ via mobile application i-bank

○ via KICB bank

Purpose of the loan
Business expansion, trade

○ trade

○ agriculture (including crop production, animal husbandry, harvesting/processing of agricultural products)

○ services

○ transportation

○ financial rent (leasing) of equipment, agricultural machinery

○ industry

○ construction

How to take a loan?

○ apply online on the company's website or offline by visiting the company's office

○ wait for loan approval

○ take the loan in cash or by transfer to a bank card

How to repay the loan early or partially?

○ get the application form on the company's website

○ send the application form to your loan supervisor

○ transfer funds by any convenient way

*see also other offers of the company